Health Insurance

Multicare Comprehersive Health Plan

The best selling health scheme in Cyprus

MultiCare International Health Plan, the best selling health scheme in Cyprus, was developed in association with AXA PPP healthcare, one of the largest health insurance companies of the UK with more than 60 years of experience and more than 2 million insured people all over the world.

MultiCare International Health Plan is a diverse product with 4 different options:

  • Premiere has a yearly maximum of €2.000.000 per person
  • Value Plus provides maximum cover of €100.000 per person
  • SmartStart provides an overall annual maximum of €50.000 per person
  • Student Care, is offered to all students in Cyprus and abroad, has an annual limit of €100.000.

 

Plan options Premiere and Value Plus cover the following:

  • Comprehensive cover:  which provides cover for both In-patient and Out-patient expenses
  • Standard cover which provides cover for In Patient expenses only

Additionally our Premiere and Value Plus options offer the following:

  • As MultiCare is truly an international health plan, customers can freely select the country in which to receive treatment based on their choice of regions:
    • Area 1 : provides cover for the whole world
    • Area 2 :provides cover for the whole world excluding the USA, Canada and Switzerland
  • Outside Area of Cover: We provide cover for emergency treatment even if you are outside of your area of cover
  • Direct Settlement of In-Patient Hospital Bills: To alleviate you of the burden of paying large amounts of money and then waiting to be reimbursed, we have created the “direct settlement network” of over 11.000 medical providers worldwide through which in patient bills can be settled.
  • Preferred Providers Network in Cyprus: In order to serve you better, we have created a local network of more than 600 medical professionals (doctors, hospitals/clinics and medical providers) in Cyprus.
  • Pregnancy: The benefit covers normal pregnancy and child birth including in-patient and out-patient antenatal and post natal consultation and delivery. It also covers charges for treatment related to complications incurred during pregnancy including caeserian section. There is a limit for this benefit depending on the scheme.
  • Cover for newborn babies: MultiCare offers cover for newborn babies as long as they join their parent’s plan within three months of their day of birth.
  • International Emergency Medical Assistance: International Medical Assistance offers worldwide coverage and it is available 24 hours a day 365 days a year in emergency situations, providing evacuation and repatriation services. In cases where insufficient medical assistance is not available in the country you are visiting they will transport you to the nearest country where the correct medical treatment can be applied, whether it be by road transportation or air ambulance.
  • Cover for Diagnostic Procedures such as MRI, CT and PET scanning

 

New Plan: SmartStart

SmartStart is a new innovative Plan option, ideal for young adults 25-35 years old.

It’s a comprehensive Plan option and offers the following:

  • In-Patient Treatment and Daycare Treatment for the following conditions:
    • Cancer
    • Heart Conditions
    • Stroke Treatment
    • Treatment as a result of external trauma.
    • International Emergency Medical Assistance
    • It also offers several Out-Patient Benefits as follows:
      • Routine health screen
      • Medical Practitioner charges
      • Prescription drugs
      • Physiotherapy
      • Ambulance Support
      • Non-Professional Sports Injuries

 

MultiCare Premiums

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Application Form

Claim Form

Direct Credit Form (for MultiCare individual plan)

Direct Credit Form (for MultiCare group plan)

 

 

 

 HOSPITAL PLAN INSURANCE

A simple and inexpensive medical expenses plan to cover you in case you need to stay in a hospital or clinic

The plans you can choose from are the following:

Comprehensive cover: Plan A4 (Medical Insurance)

Comprehensive cover

In patient Benefit

Maximum amount per illness or accident

8.600

Maximum amount per person per year

13.700

Daily accomodation expenses (room & board)

70

Daily accomadation expenses in intensive care

 175

Pregnancy Benefit (normal or caesarian)

520

Repatriation Expenses

up to 3.500

Percentage of Cover

90%

Out Patient Cover

 

Maximum Amount per Illness or Accident

685

Maximum Amount per person per insurance period

1,710

Maximum Amount per doctor’s visits

17.5

Percentage of Cover

90%

 

Basic Cover – Plan A5: Hospital Cover Insurance

This plan is only available to foreign employees who are already covered for Out-Patient expenses from other sources.

In Patient Benefit

Maximum Amount per Illiness or Accident

8.600

Maximum Amount per person per year

13.700

Daily Accomodation Expenses (room and board)

70

Daily Accomodation Expenses in Intensive Care

175

Pregnancy Benefit (normal or caesarian)

520

Repatriation Expenses

up to 3.500

Percentage of Cover

90%

 

 

 

Personal Accident

 

Personal Accident Insurance provides cover against accidental death and injury and it is specially designed to offer a selection of combined benefits best suited to the particular needs of each person.

Benefits:

  1. Death

  2. Total and permanent loss of sight or limbs

  3. Other permanent disablement

  4. Weekly compensation for temporary total disablement

  5. Medical expenses

Cover is world-wide and includes air travel as a passenger in any licensed passenger – carrying aircraft.

Policies are issued for persons between the age of 16 to 60 years and are not normally subject to revision before attainment of 65 years of age.